You are currently uninsured

You have health insurance which will end soon

You are between insurance plans either from an employer or individual health insurance, you need temporary health insurance or short term health insurance

You have applied for health insurance but have not been approved or heard back yet

You are not eligible for individual health insurance due to a condition that occurred more than five years ago, check eligibility at Questions (Secure STM) or Questions 12 X 3 (For Secure 12 X 3, and if you have been declined for individual health insurance)

You need to be certain you do not break continuity in health insurance under HIPAA (you could be subject to pre-existing condition limitations on future health insurance if you have a gap greater than 63 days)

You cannot afford or do not want to pay so much for the other health insurance options you have. you need affordable health insurance

You have just lost your health insurance, for any reason

You believe you would be declined for individual health insurance for a reason such as weight, diabetes type 2, mental issues such bipolar disorder

You are moving out of the coverage area of your current health insurance plan

You are waiting for Medicare benefits

You are in your employer's group health insurance waiting period, you need temporary health insurance or short term health insurance

Your COBRA benefits are about to expire

COBRA benefits from your employers group health insurance are too expensive and you need affordable health insurance

You want to look at other health insurance options from what you have currently, you need affordable health insurance

You are self employed

You are an independent contractor

You are a recent college graduate or will graduate soon

You do not qualify for your employers plan

Your employers plan is too expensive

You are a college student

You need to provide health insurance for a child or children

You are unemployed

You have been laid off or "downsized"

You are a US citizen returning to live in the US

You need affordable, temporary, short term health insurance immediately