Value Med Insurance Plan

Supplemental Health Insurance Plans

There is no charge to the individual for using the services of a licensed health insurance agent—the commission is entirely paid by the carrier. The carrier is prohibited from selling the policy any cheaper if an individual does not use an agent.

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Value Med Insurance Plan - This is a great supplemental plan for people with a high deductible health insurance plan

The Value Med Insurance Plan is a scheduled benefit plan.

To see plan details and get a quote Value Med Insurance Plan

To determine if you qualify for this plan please answer the following questions. If you can answer No to these questions you qualify.

Within the past 12 months has any person to be insured been confined to a hospital, nursing home or other medical facility?
In the past 24 months has any person to be insured been diagnosed or treated by a medical professional for a heart condition, stroke, internal cancer or malignant melanoma, chronic obstructive lung disease, insulin dependent diabetes, chronic liver or chronic kidney disease?
Has any person to be insured tested positive for exposure to the HIV infection or been diagnosed as having ARC or AIDS?

Some Plan Information

Sickness & Accident, Hospital & Medical Insurance

THIS POLICY PROVIDES LIMITED BENEFITS

• Benefits are Paid Directly to You*

• No Deductible or Co-pays

• Pays Benefits in Addition to any Other Insurance

• Issue Ages 18 through 64

• Dependent Child Coverage Available to Age 19 or 25 if a Full Time Student****

• Use any Doctor, Hospital or Licensed Provider

• Preexisting Conditions Incurred within the 12 Month Period Preceding the Effective Date are Covered after 12 Months**

• Your Rates Cannot Increase Due to Your Advanced Age or Declining Health***

• Guaranteed Renewable to age 65

VALUE MED PLAN	BENEFIT SCHEDULE	PAYS
Doctors Office Visits	Pays up to 10 Doctor Office visits per calendar year for each insured adult and up to 5 per calendar year for all insured children combined. Doctor Office visits are limited to one per week, except in Maryland.	$75 per visit
Hospital Outpatient Visits	Pays for Doctors treatment, medical supplies, x-ray and lab tests. Outpatient Benefit maximum per calendar year is $1,000 per insured and $1000 for each covered child.	Up to $250 per visit
Ambulance Services	Pays ambulance expense per sickness or accident	$200 maximum per sickness or accident
Hospital Confinement	Pays $100 per day, beginning on the 1st day of hospital confinement, up to 365 days. Option for $500 per day is available.*****	$100 or $500

Value ER Plan - This is also a great plan for people with a high deductible health insurance plan

To see plan details and get a quote Value ER Plan

Some Plan Information

24 Hour Emergency Room
Coverage for Sickness & Accidental Injuries

• Discount & Savings - Earn dividends through The Dividend Club Merchandise, Travel, Entertainment and more

• Family Keys Program - Unique Software that helps you organize your personal and financial information

• Benefit provides up to $1,000.00 per Hospital Emergency Room visit,up to 2 times per year - per family (Benefits are subject to a $100 deductible)

• Affordable monthly cost of $20 for Single or Family Coverage

• Issue Ages Through Age 69

24 Hour Accident Coverage - This is also a great plan for people with a high deductible health insurance plan

To see plan details and get a quote 24 Hour Accident Coverage

Some Plan Information

Accident Expense Coverage for Members and their Families

• Pays 100% of Covered Medical Expenses after satisfaction of the $100 or $250 Deductible up to the coverage maximum

•Benefits are paid directly to you

•Use any doctor or hospital

•Accidental Death & Dismemberment benefits

•Emergency Helicopter Air Ambulance benefits

• Automatic acceptance through age 69

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John K. Arnold
Florida Health Insurance
Group, Employee Benefits & Individual Health Insurance Specialist
Website Address www.floridahealthinsurance.com
E-Mail: John K Arnold

Phone: 407-592-0311
Fax: 407-386-7053

If outside the US, it is best to e-mail as we can respond more quickly. Thanks.

Let me know how I can help you.

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